From where an investor get the information about the actual commission paid to distributors and about TER ?

The Consolidated Account Statement (CAS), which is issued to investors, must provide information about the total investment cost and purchase value of each scheme. The CAS for the half year (ended September/March 2016) must also include information about the actual commission paid to distributors by AMCs/Mutual Funds during the period. This amount is calculated in absolute terms and compared to the total mutual fund investments of the investor. This term "commission" refers to all monetary payments as well as other payments in the form gifts/rewards or sponsorships of events, etc. Distributors by AMCs/MFs. In such CAS, it may also be mentioned that the disclosed commission is gross and does not include costs incurred distributors such service tax (where applicable, according to current rates), operating expenses, and so forth. This half-yearly CAS will be sent to all MF investors. It is not required to be issued to investors who have no holdings in MF scheme and to investors who have not received any commission from their investments during the relevant half-year. These half-yearly CAS must also disclose the average Total Expense Ratio for each scheme's applicable plan (regular, direct or both), for the period of half a year.