Ujjivan Small Finance Bank Limited (UJJIVANSFB)
ISIN: - Industry: Banks—Regional Sector: Financial Services Website
15.2
-0.15(-0.98%)

Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, and NRI accounts; and fixed, recurring, TASC fixed, and tax saver fixed deposits. The company's loan products include group loans, such as business, family, agriculture and allied, education, GL top-up, emergency, and loyalty loans; individual loans comprising individual business, livestock, home improvement, agriculture, and bazar loans, as well as open market livestock loan and home improvement loans, housing loans, and gold loans. Its loan products also comprise micro and small enterprise loans, which include loan against property, secured enterprise and business loans, overdraft facilities, and business edge term loans; personal loans; financial institutions group loans; emergency credit line guarantee scheme; and vehicle loans. The company also offers mobile, phone, net, SMS, and missed call banking services; debit and credit cards; and insurance products, such as credit life, endowment, term, POS, ULIP, motor, property, home content, health, and personal accident insurance. In addition, it is involved in retail forex and trade. As of March 31, 2021, the company operated 575 banking outlets and 491 ATMs. The company was incorporated in 2016 and is headquartered in Bengaluru, India. Ujjivan Small Finance Bank Limited is a subsidiary of Ujjivan Financial Services Limited.

Pricing Updates

TODAY'S HIGH

15.55

TODAY'S LOW

15.15

52 WEEK HIGH

33.8

52 WEEK LOW

13.5

Major Holders

% of Shares Held by
All Insider

83.32%

% of Shares Held by
Institutions

0.04%

% of Float Held by
Institutions

0.25%

Number of Institutions
Holding Shares

4

Company Overview

MARKET CAP

2627.03 Cr.

ETERPRISE VALUE

2741.69 Cr.

NO. OF SHARES

172.83 Cr.

BOOK VALUE

16.171

DIV. YIELD

None%

DEBT

1763.56 Cr.

GROSS PROFIT

946.03 Cr.

CASH

1682.25 Cr.

REVENUE

946.02 Cr.

REVENUE/SHARE

5.477

OHLC Chart 1y 2y 5y 10y

Price Chart

1d 1w 1m 3m 6m 1Yr 2Yr 5Yr

Volumes Chart

1d 1w 1m 3m 6m 1Yr 2Yr 5Yr

Cashflows

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Investments-789.87 Cr.-1298.63 Cr.-667.60 Cr.-667.60 Cr.
Change To Liabilities0000
Total cashflows from Investing Activities-840.97 Cr.-1356.44 Cr.-756.53 Cr.-147.85 Cr.
Net Borrowings-1483.76 Cr.-705.94 Cr.-212.82 Cr.313.24 Cr.
Total Cash from Financing Activities3672.69 Cr.1649.75 Cr.4177 Cr.3893.64 Cr.
Other Liabilities-3230.95 Cr.-470.86 Cr.-3794.17 Cr.-3463.49 Cr.
Total Assets042.55 Lakhs1002.04 Cr.1002.04 Cr.
Net Income-414.58 Cr.8.29 Cr.349.91 Cr.199.21 Cr.
Change in Cash221.97 Cr.594.70 Cr.261.14 Cr.616.57 Cr.
Effect of Exchange Rate0000
Total Cash from Operating Activities-2609.75 Cr.301.39 Cr.-3159.32 Cr.-3129.20 Cr.
Depreciation80.44 Cr.76.80 Cr.72.62 Cr.60.59 Cr.
Other Cashflows from Investing Activities0000
Dividends Paid00-11 Cr.-22 Cr.
Change to Inventory0000
Change to Account Receivables0000
Other Cashflows from Financing Activities5156.45 Cr.2355.28 Cr.3398.78 Cr.3602.40 Cr.
Change to Net Income955.34 Cr.687.16 Cr.212.30 Cr.74.47 Cr.
Capital Expenditures-51.48 Cr.-58.13 Cr.-89.52 Cr.-148.99 Cr.

Financials

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Research DevelopmentNoneNoneNoneNone
Effect of Accounting ChargesNoneNoneNoneNone
Income Before Tax-550.35 Cr.10.19 Cr.466.23 Cr.268.42 Cr.
Minority InterestNoneNoneNoneNone
Net Income0000
Selling General Administrative812.60 Cr.1033.23 Cr.1074.71 Cr.838.93 Cr.
Gross Profit946.03 Cr.1240.27 Cr.1784.81 Cr.1271.77 Cr.
Ebit0000
Operating Income-550.35 Cr.10.19 Cr.466.23 Cr.268.42 Cr.
Other Operating Expenses683.78 Cr.174.53 Cr.214.46 Cr.164.41 Cr.
Interest ExpenseNoneNoneNoneNone
Extraordinary ItemsNoneNoneNoneNone
Non RecurringNoneNoneNoneNone
Other ItemsNoneNoneNoneNone
Income Tax Expense-135.77 Cr.1.90 Cr.116.32 Cr.69.20 Cr.
Total Revenue946.03 Cr.1240.27 Cr.1784.81 Cr.1271.77 Cr.
Total Operating Expenses1496.38 Cr.1230.07 Cr.1318.57 Cr.1003.35 Cr.
Cost of Revenue0000
Total Other Income Expense Net0000
Discontinued OperationsNoneNoneNoneNone
Net Income from Continuous Ops.-414.58 Cr.8.29 Cr.349.91 Cr.199.21 Cr.
Net Income Applicable to Common Shares-414.58 Cr.8.29 Cr.336.65 Cr.172.69 Cr.

Balance Sheet

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Intangible Assets0000
Capital Surplus0722.16 Cr.721.83 Cr.0
Total Liabilities20801.83 Cr.17161.70 Cr.15223.51 Cr.11922.58 Cr.
Stock Holder Equity2602.63 Cr.3018.75 Cr.2987.72 Cr.1619.62 Cr.
Minority Interest0000
Other Liabilities0196.44 Cr.48.11 Cr.87.40 Cr.
Total Assets23604.46 Cr.20380.45 Cr.18411.24 Cr.13742.21 Cr.
Common Stock1728.31 Cr.1728.31 Cr.1728.22 Cr.1440.03 Cr.
Retained Earnings0484.70 Cr.501.01 Cr.169.89 Cr.
Other Liabilities746.05 Cr.464.86 Cr.296.36 Cr.187.39 Cr.
Good Will0000
Treasury Stock874.32 Cr.83.56 Cr.36.64 Cr.9.70 Cr.
Other Assets17034.04 Cr.14792.94 Cr.14178.54 Cr.10715.83 Cr.
Cash1682.25 Cr.404.31 Cr.312.12 Cr.721.07 Cr.
Current Liabilities18292.22 Cr.15784.20 Cr.13329.83 Cr.9252.82 Cr.
Long Term Asset Charges0000
Short Long Term Debt02334.67 Cr.2355.94 Cr.1683.72 Cr.
Other Stockholder Equity874.32 Cr.83.56 Cr.36.64 Cr.9.70 Cr.
Property Plant Equipment249.39 Cr.280.72 Cr.300.48 Cr.284.44 Cr.
Total Cur. Assets2168.10 Cr.2790.32 Cr.1536.07 Cr.1215.31 Cr.
Long Term Investments4152.93 Cr.2516.45 Cr.2396.13 Cr.1526.62 Cr.
Net Tangible Assets2602.63 Cr.3018.75 Cr.2987.72 Cr.1619.62 Cr.
Short Term Investments0644 Cr.00
Net Receivables485.85 Cr.000
Long Term Debt1763.56 Cr.912.64 Cr.1597.31 Cr.2482.36 Cr.
Inventory0000
Accounts Payable18292.22 Cr.13135.76 Cr.10780.48 Cr.7379.44 Cr.

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