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Ujjivan Small Finance Bank Limited provides various banking and financial services in India. The company operates through Treasury, Retail Banking, and Corporate/Wholesale Banking segments. It provides current, savings, salary, and NRI accounts; and fixed, recurring, TASC fixed, and tax saver fixed deposits. The company's loan products include group loans, such as business, family, agriculture and allied, education, GL top-up, emergency, and loyalty loans; individual loans comprising individual business, livestock, home improvement, agriculture, and bazar loans, as well as open market livestock loan and home improvement loans, housing loans, and gold loans. Its loan products also comprise micro and small enterprise loans, which include loan against property, secured enterprise and business loans, overdraft facilities, and business edge term loans; personal loans; financial institutions group loans; emergency credit line guarantee scheme; and vehicle loans. The company also offers mobile, phone, net, SMS, and missed call banking services; debit and credit cards; and insurance products, such as credit life, endowment, term, POS, ULIP, motor, property, home content, health, and personal accident insurance. In addition, it is involved in retail forex and trade. As of March 31, 2021, the company operated 575 banking outlets and 491 ATMs. The company was incorporated in 2016 and is headquartered in Bengaluru, India. Ujjivan Small Finance Bank Limited is a subsidiary of Ujjivan Financial Services Limited.
TODAY'S HIGH
15.55
TODAY'S LOW
15.15
52 WEEK HIGH
33.8
52 WEEK LOW
13.5
% of Shares Held by
All Insider
83.32%
% of Shares Held by
Institutions
0.04%
% of Float Held by
Institutions
0.25%
Number of Institutions
Holding Shares
4
MARKET CAP
2627.03 Cr.
ETERPRISE VALUE
2741.69 Cr.
NO. OF SHARES
172.83 Cr.
BOOK VALUE
16.171
DIV. YIELD
None%
DEBT
1763.56 Cr.
GROSS PROFIT
946.03 Cr.
CASH
1682.25 Cr.
REVENUE
946.02 Cr.
REVENUE/SHARE
5.477
| Particulars | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|
| Investments | -789.87 Cr. | -1298.63 Cr. | -667.60 Cr. | -667.60 Cr. |
| Change To Liabilities | 0 | 0 | 0 | 0 |
| Total cashflows from Investing Activities | -840.97 Cr. | -1356.44 Cr. | -756.53 Cr. | -147.85 Cr. |
| Net Borrowings | -1483.76 Cr. | -705.94 Cr. | -212.82 Cr. | 313.24 Cr. |
| Total Cash from Financing Activities | 3672.69 Cr. | 1649.75 Cr. | 4177 Cr. | 3893.64 Cr. |
| Other Liabilities | -3230.95 Cr. | -470.86 Cr. | -3794.17 Cr. | -3463.49 Cr. |
| Total Assets | 0 | 42.55 Lakhs | 1002.04 Cr. | 1002.04 Cr. |
| Net Income | -414.58 Cr. | 8.29 Cr. | 349.91 Cr. | 199.21 Cr. |
| Change in Cash | 221.97 Cr. | 594.70 Cr. | 261.14 Cr. | 616.57 Cr. |
| Effect of Exchange Rate | 0 | 0 | 0 | 0 |
| Total Cash from Operating Activities | -2609.75 Cr. | 301.39 Cr. | -3159.32 Cr. | -3129.20 Cr. |
| Depreciation | 80.44 Cr. | 76.80 Cr. | 72.62 Cr. | 60.59 Cr. |
| Other Cashflows from Investing Activities | 0 | 0 | 0 | 0 |
| Dividends Paid | 0 | 0 | -11 Cr. | -22 Cr. |
| Change to Inventory | 0 | 0 | 0 | 0 |
| Change to Account Receivables | 0 | 0 | 0 | 0 |
| Other Cashflows from Financing Activities | 5156.45 Cr. | 2355.28 Cr. | 3398.78 Cr. | 3602.40 Cr. |
| Change to Net Income | 955.34 Cr. | 687.16 Cr. | 212.30 Cr. | 74.47 Cr. |
| Capital Expenditures | -51.48 Cr. | -58.13 Cr. | -89.52 Cr. | -148.99 Cr. |
| Particulars | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|
| Research Development | None | None | None | None |
| Effect of Accounting Charges | None | None | None | None |
| Income Before Tax | -550.35 Cr. | 10.19 Cr. | 466.23 Cr. | 268.42 Cr. |
| Minority Interest | None | None | None | None |
| Net Income | 0 | 0 | 0 | 0 |
| Selling General Administrative | 812.60 Cr. | 1033.23 Cr. | 1074.71 Cr. | 838.93 Cr. |
| Gross Profit | 946.03 Cr. | 1240.27 Cr. | 1784.81 Cr. | 1271.77 Cr. |
| Ebit | 0 | 0 | 0 | 0 |
| Operating Income | -550.35 Cr. | 10.19 Cr. | 466.23 Cr. | 268.42 Cr. |
| Other Operating Expenses | 683.78 Cr. | 174.53 Cr. | 214.46 Cr. | 164.41 Cr. |
| Interest Expense | None | None | None | None |
| Extraordinary Items | None | None | None | None |
| Non Recurring | None | None | None | None |
| Other Items | None | None | None | None |
| Income Tax Expense | -135.77 Cr. | 1.90 Cr. | 116.32 Cr. | 69.20 Cr. |
| Total Revenue | 946.03 Cr. | 1240.27 Cr. | 1784.81 Cr. | 1271.77 Cr. |
| Total Operating Expenses | 1496.38 Cr. | 1230.07 Cr. | 1318.57 Cr. | 1003.35 Cr. |
| Cost of Revenue | 0 | 0 | 0 | 0 |
| Total Other Income Expense Net | 0 | 0 | 0 | 0 |
| Discontinued Operations | None | None | None | None |
| Net Income from Continuous Ops. | -414.58 Cr. | 8.29 Cr. | 349.91 Cr. | 199.21 Cr. |
| Net Income Applicable to Common Shares | -414.58 Cr. | 8.29 Cr. | 336.65 Cr. | 172.69 Cr. |
| Particulars | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
|---|---|---|---|---|
| Intangible Assets | 0 | 0 | 0 | 0 |
| Capital Surplus | 0 | 722.16 Cr. | 721.83 Cr. | 0 |
| Total Liabilities | 20801.83 Cr. | 17161.70 Cr. | 15223.51 Cr. | 11922.58 Cr. |
| Stock Holder Equity | 2602.63 Cr. | 3018.75 Cr. | 2987.72 Cr. | 1619.62 Cr. |
| Minority Interest | 0 | 0 | 0 | 0 |
| Other Liabilities | 0 | 196.44 Cr. | 48.11 Cr. | 87.40 Cr. |
| Total Assets | 23604.46 Cr. | 20380.45 Cr. | 18411.24 Cr. | 13742.21 Cr. |
| Common Stock | 1728.31 Cr. | 1728.31 Cr. | 1728.22 Cr. | 1440.03 Cr. |
| Retained Earnings | 0 | 484.70 Cr. | 501.01 Cr. | 169.89 Cr. |
| Other Liabilities | 746.05 Cr. | 464.86 Cr. | 296.36 Cr. | 187.39 Cr. |
| Good Will | 0 | 0 | 0 | 0 |
| Treasury Stock | 874.32 Cr. | 83.56 Cr. | 36.64 Cr. | 9.70 Cr. |
| Other Assets | 17034.04 Cr. | 14792.94 Cr. | 14178.54 Cr. | 10715.83 Cr. |
| Cash | 1682.25 Cr. | 404.31 Cr. | 312.12 Cr. | 721.07 Cr. |
| Current Liabilities | 18292.22 Cr. | 15784.20 Cr. | 13329.83 Cr. | 9252.82 Cr. |
| Long Term Asset Charges | 0 | 0 | 0 | 0 |
| Short Long Term Debt | 0 | 2334.67 Cr. | 2355.94 Cr. | 1683.72 Cr. |
| Other Stockholder Equity | 874.32 Cr. | 83.56 Cr. | 36.64 Cr. | 9.70 Cr. |
| Property Plant Equipment | 249.39 Cr. | 280.72 Cr. | 300.48 Cr. | 284.44 Cr. |
| Total Cur. Assets | 2168.10 Cr. | 2790.32 Cr. | 1536.07 Cr. | 1215.31 Cr. |
| Long Term Investments | 4152.93 Cr. | 2516.45 Cr. | 2396.13 Cr. | 1526.62 Cr. |
| Net Tangible Assets | 2602.63 Cr. | 3018.75 Cr. | 2987.72 Cr. | 1619.62 Cr. |
| Short Term Investments | 0 | 644 Cr. | 0 | 0 |
| Net Receivables | 485.85 Cr. | 0 | 0 | 0 |
| Long Term Debt | 1763.56 Cr. | 912.64 Cr. | 1597.31 Cr. | 2482.36 Cr. |
| Inventory | 0 | 0 | 0 | 0 |
| Accounts Payable | 18292.22 Cr. | 13135.76 Cr. | 10780.48 Cr. | 7379.44 Cr. |
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