Spandana Sphoorty Financial Limited (SPANDANA)
ISIN: - Industry: Credit Services Sector: Financial Services Website
419.6
7.3(1.77%)

Spandana Sphoorty Financial Limited engages in the microfinance business in India. The company provides income generation loans for low-income households; loans against the property; personal loans for business development, purchase of livestock, house construction/renovation, and other needs; gold loans for agriculture, business, and short-term liquidity needs; and interim loans, as well as business loans. It also offers loans for women to expand their existing income-generating activities, smoothening household cash flows, and acquiring productive assets. The company serves low-income customers in semi-urban and rural areas with approximately 982 branches. Spandana Sphoorty Financial Limited was founded in 1998 and is based in Hyderabad, India.

Pricing Updates

TODAY'S HIGH

434.9

TODAY'S LOW

414

52 WEEK HIGH

727.4

52 WEEK LOW

286.65

Major Holders

% of Shares Held by
All Insider

77.74%

% of Shares Held by
Institutions

10.29%

% of Float Held by
Institutions

46.20%

Number of Institutions
Holding Shares

14

Company Overview

MARKET CAP

2976.94 Cr.

ETERPRISE VALUE

6107.28 Cr.

NO. OF SHARES

7.09 Cr.

BOOK VALUE

429.7

DIV. YIELD

None%

DEBT

5172.13 Cr.

GROSS PROFIT

1068.40 Cr.

CASH

1696.33 Cr.

REVENUE

1028.63 Cr.

REVENUE/SHARE

159.785

OHLC Chart 1y 2y 5y 10y

Price Chart

1d 1w 1m 3m 6m 1Yr 2Yr 5Yr

Volumes Chart

1d 1w 1m 3m 6m 1Yr 2Yr 5Yr

Cashflows

ParticularsMar 2021Mar 2020Mar 2019Mar 2018
Investments493.61 Cr.-482.76 Cr.11.06 Cr.1.58 Cr.
Change To Liabilities0000
Total cashflows from Investing Activities481.97 Cr.-487.33 Cr.-32.78 Cr.-3.54 Cr.
Net Borrowings2346.15 Cr.54.57 Cr.511.97 Cr.1397.91 Cr.
Total Cash from Financing Activities2347.64 Cr.433.52 Cr.650.19 Cr.1673.05 Cr.
Other Liabilities-2547.61 Cr.-922.68 Cr.-1081.65 Cr.-2037.66 Cr.
Total Assets0392.55 Cr.50.10 Cr.30.78 Cr.
Net Income145.04 Cr.351.45 Cr.311.82 Cr.187.94 Cr.
Change in Cash1075.56 Cr.-88.98 Cr.44.07 Cr.-185.58 Cr.
Effect of Exchange Rate0000
Total Cash from Operating Activities-1754.05 Cr.-35.17 Cr.-573.34 Cr.-1855.09 Cr.
Depreciation7.05 Cr.7.94 Cr.5.63 Cr.4.24 Cr.
Other Cashflows from Investing Activities010 k10 k10 k
Dividends Paid00-1.30 Lakhs-1.30 Lakhs
Change to Inventory0000
Change to Account Receivables0000
Other Cashflows from Financing Activities1.48 Cr.-13.60 Cr.34.90 Cr.14.90 Lakhs
Change to Net Income640.89 Cr.527.22 Cr.189.52 Cr.-11.10 Cr.
Capital Expenditures-15.45 Cr.-4.56 Cr.-6.95 Cr.-3.48 Cr.

Financials

ParticularsMar 2021Mar 2020Mar 2019Mar 2018
Research DevelopmentNoneNoneNoneNone
Effect of Accounting ChargesNoneNoneNoneNone
Income Before Tax200.44 Cr.618.45 Cr.473.47 Cr.282.70 Cr.
Minority Interest2.01 Cr.1.29 Cr.92.20 Lakhs92.20 Lakhs
Net Income0000
Selling General Administrative178.85 Cr.172.69 Cr.134.71 Cr.80.59 Cr.
Gross Profit1068.40 Cr.1103.56 Cr.687.51 Cr.355.08 Cr.
Ebit0000
Operating Income200.44 Cr.618.45 Cr.473.50 Cr.282.66 Cr.
Other Operating Expenses323.09 Cr.-179.15 Cr.72.32 Cr.-13.89 Cr.
Interest ExpenseNoneNoneNoneNone
Extraordinary ItemsNoneNoneNoneNone
Non RecurringNoneNoneNoneNone
Other ItemsNoneNoneNoneNone
Income Tax Expense54.98 Cr.266.62 Cr.161.57 Cr.94.75 Cr.
Total Revenue1068.40 Cr.1103.56 Cr.687.51 Cr.355.08 Cr.
Total Operating Expenses867.96 Cr.485.11 Cr.214 Cr.72.42 Cr.
Cost of Revenue0000
Total Other Income Expense Net00-3.70 Lakhs4 Lakhs
Discontinued OperationsNoneNoneNoneNone
Net Income from Continuous Ops.145.46 Cr.351.82 Cr.311.90 Cr.187.94 Cr.
Net Income Applicable to Common Shares145.04 Cr.351.45 Cr.311.82 Cr.187.94 Cr.

Balance Sheet

ParticularsMar 2021Mar 2020Mar 2019Mar 2018
Intangible Assets77.70 Lakhs1.33 Cr.2.22 Cr.2.60 Cr.
Capital Surplus1919.99 Cr.1919.98 Cr.1541.49 Cr.287.76 Cr.
Total Liabilities5825.83 Cr.3350.13 Cr.3041.34 Cr.2373.61 Cr.
Stock Holder Equity2749.07 Cr.2625.95 Cr.1889.43 Cr.245.41 Cr.
Minority Interest2.01 Cr.1.29 Cr.92.20 Lakhs0
Other Liabilities158.86 Cr.71.83 Cr.27.12 Cr.9.92 Cr.
Total Assets8576.92 Cr.5977.37 Cr.4931.70 Cr.3764.24 Cr.
Common Stock64.31 Cr.64.31 Cr.59.63 Cr.29.75 Cr.
Retained Earnings582.66 Cr.436.82 Cr.86.67 Cr.-224.94 Cr.
Other Liabilities251.77 Cr.213.11 Cr.02.44 Cr.
Good Will17.37 Cr.17.37 Cr.17.37 Cr.0
Treasury Stock182.10 Cr.204.82 Cr.201.62 Cr.152.84 Cr.
Other Assets113.91 Cr.19.42 Cr.201.13 Cr.384.88 Cr.
Cash1135.19 Cr.59.63 Cr.148.61 Cr.104.53 Cr.
Current Liabilities3406.87 Cr.2434.41 Cr.2215.70 Cr.39.82 Cr.
Long Term Asset Charges104.74 Cr.7.03 Cr.199.97 Cr.384.08 Cr.
Short Long Term Debt3220.82 Cr.2328.73 Cr.2142.09 Cr.0
Other Stockholder Equity182.10 Cr.204.82 Cr.201.62 Cr.152.84 Cr.
Property Plant Equipment19.89 Cr.15.22 Cr.7.17 Cr.5.85 Cr.
Total Cur. Assets8424.97 Cr.5924.02 Cr.4703.80 Cr.3370.90 Cr.
Long Term Investments0000
Net Tangible Assets2730.92 Cr.2607.24 Cr.1869.84 Cr.242.81 Cr.
Short Term Investments0000
Net Receivables7007.17 Cr.5141.72 Cr.4280.53 Cr.3092.29 Cr.
Long Term Debt2152.44 Cr.691.53 Cr.825.64 Cr.2331.33 Cr.
Inventory0000
Accounts Payable0000

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