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Spandana Sphoorty Financial Limited engages in the microfinance business in India. The company provides income generation loans for low-income households; loans against the property; personal loans for business development, purchase of livestock, house construction/renovation, and other needs; gold loans for agriculture, business, and short-term liquidity needs; and interim loans, as well as business loans. It also offers loans for women to expand their existing income-generating activities, smoothening household cash flows, and acquiring productive assets. The company serves low-income customers in semi-urban and rural areas with approximately 982 branches. Spandana Sphoorty Financial Limited was founded in 1998 and is based in Hyderabad, India.
TODAY'S HIGH
434.9
TODAY'S LOW
414
52 WEEK HIGH
727.4
52 WEEK LOW
286.65
% of Shares Held by
All Insider
77.74%
% of Shares Held by
Institutions
10.29%
% of Float Held by
Institutions
46.20%
Number of Institutions
Holding Shares
14
MARKET CAP
2976.94 Cr.
ETERPRISE VALUE
6107.28 Cr.
NO. OF SHARES
7.09 Cr.
BOOK VALUE
429.7
DIV. YIELD
None%
DEBT
5172.13 Cr.
GROSS PROFIT
1068.40 Cr.
CASH
1696.33 Cr.
REVENUE
1028.63 Cr.
REVENUE/SHARE
159.785
| Particulars | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|
| Investments | 493.61 Cr. | -482.76 Cr. | 11.06 Cr. | 1.58 Cr. |
| Change To Liabilities | 0 | 0 | 0 | 0 |
| Total cashflows from Investing Activities | 481.97 Cr. | -487.33 Cr. | -32.78 Cr. | -3.54 Cr. |
| Net Borrowings | 2346.15 Cr. | 54.57 Cr. | 511.97 Cr. | 1397.91 Cr. |
| Total Cash from Financing Activities | 2347.64 Cr. | 433.52 Cr. | 650.19 Cr. | 1673.05 Cr. |
| Other Liabilities | -2547.61 Cr. | -922.68 Cr. | -1081.65 Cr. | -2037.66 Cr. |
| Total Assets | 0 | 392.55 Cr. | 50.10 Cr. | 30.78 Cr. |
| Net Income | 145.04 Cr. | 351.45 Cr. | 311.82 Cr. | 187.94 Cr. |
| Change in Cash | 1075.56 Cr. | -88.98 Cr. | 44.07 Cr. | -185.58 Cr. |
| Effect of Exchange Rate | 0 | 0 | 0 | 0 |
| Total Cash from Operating Activities | -1754.05 Cr. | -35.17 Cr. | -573.34 Cr. | -1855.09 Cr. |
| Depreciation | 7.05 Cr. | 7.94 Cr. | 5.63 Cr. | 4.24 Cr. |
| Other Cashflows from Investing Activities | 0 | 10 k | 10 k | 10 k |
| Dividends Paid | 0 | 0 | -1.30 Lakhs | -1.30 Lakhs |
| Change to Inventory | 0 | 0 | 0 | 0 |
| Change to Account Receivables | 0 | 0 | 0 | 0 |
| Other Cashflows from Financing Activities | 1.48 Cr. | -13.60 Cr. | 34.90 Cr. | 14.90 Lakhs |
| Change to Net Income | 640.89 Cr. | 527.22 Cr. | 189.52 Cr. | -11.10 Cr. |
| Capital Expenditures | -15.45 Cr. | -4.56 Cr. | -6.95 Cr. | -3.48 Cr. |
| Particulars | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|
| Research Development | None | None | None | None |
| Effect of Accounting Charges | None | None | None | None |
| Income Before Tax | 200.44 Cr. | 618.45 Cr. | 473.47 Cr. | 282.70 Cr. |
| Minority Interest | 2.01 Cr. | 1.29 Cr. | 92.20 Lakhs | 92.20 Lakhs |
| Net Income | 0 | 0 | 0 | 0 |
| Selling General Administrative | 178.85 Cr. | 172.69 Cr. | 134.71 Cr. | 80.59 Cr. |
| Gross Profit | 1068.40 Cr. | 1103.56 Cr. | 687.51 Cr. | 355.08 Cr. |
| Ebit | 0 | 0 | 0 | 0 |
| Operating Income | 200.44 Cr. | 618.45 Cr. | 473.50 Cr. | 282.66 Cr. |
| Other Operating Expenses | 323.09 Cr. | -179.15 Cr. | 72.32 Cr. | -13.89 Cr. |
| Interest Expense | None | None | None | None |
| Extraordinary Items | None | None | None | None |
| Non Recurring | None | None | None | None |
| Other Items | None | None | None | None |
| Income Tax Expense | 54.98 Cr. | 266.62 Cr. | 161.57 Cr. | 94.75 Cr. |
| Total Revenue | 1068.40 Cr. | 1103.56 Cr. | 687.51 Cr. | 355.08 Cr. |
| Total Operating Expenses | 867.96 Cr. | 485.11 Cr. | 214 Cr. | 72.42 Cr. |
| Cost of Revenue | 0 | 0 | 0 | 0 |
| Total Other Income Expense Net | 0 | 0 | -3.70 Lakhs | 4 Lakhs |
| Discontinued Operations | None | None | None | None |
| Net Income from Continuous Ops. | 145.46 Cr. | 351.82 Cr. | 311.90 Cr. | 187.94 Cr. |
| Net Income Applicable to Common Shares | 145.04 Cr. | 351.45 Cr. | 311.82 Cr. | 187.94 Cr. |
| Particulars | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 |
|---|---|---|---|---|
| Intangible Assets | 77.70 Lakhs | 1.33 Cr. | 2.22 Cr. | 2.60 Cr. |
| Capital Surplus | 1919.99 Cr. | 1919.98 Cr. | 1541.49 Cr. | 287.76 Cr. |
| Total Liabilities | 5825.83 Cr. | 3350.13 Cr. | 3041.34 Cr. | 2373.61 Cr. |
| Stock Holder Equity | 2749.07 Cr. | 2625.95 Cr. | 1889.43 Cr. | 245.41 Cr. |
| Minority Interest | 2.01 Cr. | 1.29 Cr. | 92.20 Lakhs | 0 |
| Other Liabilities | 158.86 Cr. | 71.83 Cr. | 27.12 Cr. | 9.92 Cr. |
| Total Assets | 8576.92 Cr. | 5977.37 Cr. | 4931.70 Cr. | 3764.24 Cr. |
| Common Stock | 64.31 Cr. | 64.31 Cr. | 59.63 Cr. | 29.75 Cr. |
| Retained Earnings | 582.66 Cr. | 436.82 Cr. | 86.67 Cr. | -224.94 Cr. |
| Other Liabilities | 251.77 Cr. | 213.11 Cr. | 0 | 2.44 Cr. |
| Good Will | 17.37 Cr. | 17.37 Cr. | 17.37 Cr. | 0 |
| Treasury Stock | 182.10 Cr. | 204.82 Cr. | 201.62 Cr. | 152.84 Cr. |
| Other Assets | 113.91 Cr. | 19.42 Cr. | 201.13 Cr. | 384.88 Cr. |
| Cash | 1135.19 Cr. | 59.63 Cr. | 148.61 Cr. | 104.53 Cr. |
| Current Liabilities | 3406.87 Cr. | 2434.41 Cr. | 2215.70 Cr. | 39.82 Cr. |
| Long Term Asset Charges | 104.74 Cr. | 7.03 Cr. | 199.97 Cr. | 384.08 Cr. |
| Short Long Term Debt | 3220.82 Cr. | 2328.73 Cr. | 2142.09 Cr. | 0 |
| Other Stockholder Equity | 182.10 Cr. | 204.82 Cr. | 201.62 Cr. | 152.84 Cr. |
| Property Plant Equipment | 19.89 Cr. | 15.22 Cr. | 7.17 Cr. | 5.85 Cr. |
| Total Cur. Assets | 8424.97 Cr. | 5924.02 Cr. | 4703.80 Cr. | 3370.90 Cr. |
| Long Term Investments | 0 | 0 | 0 | 0 |
| Net Tangible Assets | 2730.92 Cr. | 2607.24 Cr. | 1869.84 Cr. | 242.81 Cr. |
| Short Term Investments | 0 | 0 | 0 | 0 |
| Net Receivables | 7007.17 Cr. | 5141.72 Cr. | 4280.53 Cr. | 3092.29 Cr. |
| Long Term Debt | 2152.44 Cr. | 691.53 Cr. | 825.64 Cr. | 2331.33 Cr. |
| Inventory | 0 | 0 | 0 | 0 |
| Accounts Payable | 0 | 0 | 0 | 0 |
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