Indian Overseas Bank (IOB)
ISIN: - Industry: Banks—Regional Sector: Financial Services Website
22.1
-0.35(-1.56%)

Indian Overseas Bank provides various banking products and services in India and internationally. The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. It accepts various deposits, such as demand, savings, current, fixed, and term deposits; foreign currency (nonresident) accounts. The company's loan products include home, vehicle, jewel, clean, education, reverse mortgage, personal, agricultural, and corporate loans, as well as loan against the property; and micro, small, and medium enterprise loans. It also provides debit and credit cards, prepaid cards, NRI accounts, agricultural and rural banking products, merchant banking, payment, and internet banking services; and health, property, home, motor, and general insurance products. As of March 31, 2022, it operated 3,214 branches, 3,355 ATMs, and 2,659 business correspondents in India; and 4 overseas branches in Singapore, Hong Kong, Colombo, and Bangkok. The company was founded in 1937 and is based in Chennai, India.

Pricing Updates

TODAY'S HIGH

22.8

TODAY'S LOW

22

52 WEEK HIGH

24.85

52 WEEK LOW

15.25

Major Holders

% of Shares Held by
All Insider

96.38%

% of Shares Held by
Institutions

1.37%

% of Float Held by
Institutions

37.82%

Number of Institutions
Holding Shares

11

Company Overview

MARKET CAP

41774.30 Cr.

ETERPRISE VALUE

37963.02 Cr.

NO. OF SHARES

1890.24 Cr.

BOOK VALUE

12.286

DIV. YIELD

0.5%

DEBT

11381.61 Cr.

GROSS PROFIT

7237.76 Cr.

CASH

15854.51 Cr.

REVENUE

7613.95 Cr.

REVENUE/SHARE

3.916

OHLC Chart 1y 2y 5y 10y

Price Chart

1d 1w 1m 3m 6m 1Yr 2Yr 5Yr

Volumes Chart

1d 1w 1m 3m 6m 1Yr 2Yr 5Yr

Cashflows

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Investments0000
Change To Liabilities0000
Total cashflows from Investing Activities0-47.94 Cr.-85.41 Cr.-647.13 Cr.
Net Borrowings0-1967 Cr.-600 Cr.-600 Cr.
Total Cash from Financing Activities019149.25 Cr.7694.88 Cr.11481.76 Cr.
Other Liabilities0-18605.45 Cr.-18310.45 Cr.-11761.38 Cr.
Total Assets04100 Cr.82170 Cr.6223.46 Cr.
Net Income1709.54 Cr.831.47 Cr.-8527.40 Cr.-3737.88 Cr.
Change in Cash06715.68 Cr.-6830.84 Cr.4346.50 Cr.
Effect of Exchange Rate0000
Total Cash from Operating Activities0-12385.63 Cr.-14440.31 Cr.-6488.12 Cr.
Depreciation0257.99 Cr.300.60 Cr.304.24 Cr.
Other Cashflows from Investing Activities0000
Dividends Paid0000
Change to Inventory0000
Change to Account Receivables0000
Other Cashflows from Financing Activities017016.25 Cr.-73875.11 Cr.5258.30 Cr.
Change to Net Income05130.35 Cr.12096.93 Cr.8706.89 Cr.
Capital Expenditures0-66.65 Cr.-129.02 Cr.-847.88 Cr.

Financials

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Research DevelopmentNoneNoneNoneNone
Effect of Accounting ChargesNoneNoneNoneNone
Income Before Tax1779.06 Cr.839.71 Cr.-8344.48 Cr.-5960.54 Cr.
Minority InterestNoneNoneNoneNone
Net Income0000
Selling General Administrative3485.77 Cr.3702.78 Cr.4426.57 Cr.3796.78 Cr.
Gross Profit7230.31 Cr.6401.43 Cr.-3268.95 Cr.-1508.95 Cr.
Ebit0000
Operating Income1779.06 Cr.839.71 Cr.-8397.79 Cr.-5960.54 Cr.
Other Operating Expenses1965.48 Cr.1858.94 Cr.702.26 Cr.654.80 Cr.
Interest ExpenseNoneNoneNoneNone
Extraordinary ItemsNoneNoneNoneNone
Non RecurringNoneNoneNoneNone
Other ItemsNoneNoneNoneNone
Income Tax Expense69.52 Cr.8.24 Cr.182.92 Cr.-2222.66 Cr.
Total Revenue7230.31 Cr.6401.43 Cr.-3268.95 Cr.-1508.95 Cr.
Total Operating Expenses5451.25 Cr.5561.72 Cr.5128.83 Cr.4451.58 Cr.
Cost of Revenue0000
Total Other Income Expense Net0053.31 Cr.0
Discontinued OperationsNoneNoneNoneNone
Net Income from Continuous Ops.1709.54 Cr.831.47 Cr.-8527.40 Cr.-3737.88 Cr.
Net Income Applicable to Common Shares1709.54 Cr.831.47 Cr.-8527.40 Cr.-3737.88 Cr.

Balance Sheet

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Intangible Assets0000
Capital Surplus06923.32 Cr.6923.32 Cr.6001.66 Cr.
Total Liabilities276376.77 Cr.257065.54 Cr.244571.85 Cr.233648.47 Cr.
Stock Holder Equity23000.39 Cr.16944.81 Cr.16154.97 Cr.16359.87 Cr.
Minority Interest0000
Other Liabilities0659.26 Cr.547.30 Cr.547.93 Cr.
Total Assets299377.16 Cr.274010.35 Cr.260726.83 Cr.250008.35 Cr.
Common Stock18902.41 Cr.16436.99 Cr.16436.98 Cr.9141.64 Cr.
Retained Earnings0-12211.97 Cr.-12583.87 Cr.-4015.05 Cr.
Other Liabilities11147.21 Cr.13105.67 Cr.15596.81 Cr.4347.27 Cr.
Good Will0000
Treasury Stock4097.98 Cr.507.82 Cr.5378.53 Cr.5231.61 Cr.
Other Assets161059.76 Cr.144821.01 Cr.147402.19 Cr.143267.84 Cr.
Cash16705.99 Cr.30776.34 Cr.22353.12 Cr.21627.49 Cr.
Current Liabilities262158.92 Cr.240288.29 Cr.225034.27 Cr.224782.57 Cr.
Long Term Asset Charges0000
Short Long Term Debt0255.35 Cr.1478.96 Cr.1627.41 Cr.
Other Stockholder Equity4097.98 Cr.507.82 Cr.5378.53 Cr.5231.61 Cr.
Property Plant Equipment3364.90 Cr.2918.78 Cr.3127.34 Cr.3336.90 Cr.
Total Cur. Assets36773.19 Cr.30776.34 Cr.30781.21 Cr.36471.33 Cr.
Long Term Investments98179.31 Cr.95494.22 Cr.79416.07 Cr.66932.27 Cr.
Net Tangible Assets23000.39 Cr.16944.81 Cr.16154.97 Cr.16359.87 Cr.
Short Term Investments0000
Net Receivables20067.20 Cr.000
Long Term Debt3070.64 Cr.3671.58 Cr.3940.77 Cr.4518.62 Cr.
Inventory0210.01 Cr.210.01 Cr.210.01 Cr.
Accounts Payable262158.92 Cr.240288.29 Cr.222951.88 Cr.222534.07 Cr.

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