Creditaccess Grameen Limited (CREDITACC)
ISIN: INE741K01010 Industry: Credit Services Sector: Financial Services Website
1016.5
8.25(0.82%)

CreditAccess Grameen Limited, a non-banking financial company, provides micro finance services for women from poor and low income households in India. The company offers microcredit loans for income generation, home improvement, emergency, family welfare, and Grameen Suraksha, as well as life insurance and national pension scheme. It also provides retail finance loans, such as Grameen Unnati, Grameen Udyog, Grameen Savaari, Grameen Vikas, Grameen Suvidha, and Grameen Swarna. As of March 31, 2022, the company operated 1,635 branches. The company was formerly known as Grameen Koota Financial Services Private Limited and changed its name to CreditAccess Grameen Limited in January 2018. CreditAccess Grameen Limited was incorporated in 1991 and is headquartered in Bengaluru, India. CreditAccess Grameen Limited is a subsidiary of CreditAccess India NV.

Pricing Updates

TODAY'S HIGH

1020.8

TODAY'S LOW

999

52 WEEK HIGH

1154

52 WEEK LOW

494.7

Major Holders

% of Shares Held by
All Insider

74.09%

% of Shares Held by
Institutions

17.65%

% of Float Held by
Institutions

68.11%

Number of Institutions
Holding Shares

54

Company Overview

MARKET CAP

15856.28 Cr.

ETERPRISE VALUE

27239.88 Cr.

NO. OF SHARES

15.59 Cr.

BOOK VALUE

255.196

DIV. YIELD

None%

DEBT

13007.35 Cr.

GROSS PROFIT

1148.04 Cr.

CASH

1581.08 Cr.

REVENUE

1369.06 Cr.

REVENUE/SHARE

87.815

OHLC Chart 1y 2y 5y 10y

Price Chart

1d 1w 1m 3m 6m 1Yr 2Yr 5Yr

Volumes Chart

1d 1w 1m 3m 6m 1Yr 2Yr 5Yr

Cashflows

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Investments17.86 Cr.65.02 Cr.45.09 Cr.10.55 Cr.
Change To Liabilities57.31 Cr.94.17 Cr.-23.33 Cr.68.65 Cr.
Total cashflows from Investing Activities-32.96 Cr.23.53 Cr.-607.64 Cr.-7.14 Cr.
Net Borrowings1964.73 Cr.1357.28 Cr.2911.12 Cr.1227.82 Cr.
Total Cash from Financing Activities1967.76 Cr.2146.36 Cr.2914.71 Cr.1828.93 Cr.
Other Liabilities-3687.74 Cr.-1266.81 Cr.-2694.90 Cr.-1859.75 Cr.
Total Assets3.03 Cr.802.61 Cr.3.59 Cr.630.97 Cr.
Net Income363.04 Cr.134.02 Cr.333.55 Cr.321.76 Cr.
Change in Cash-779.54 Cr.1715.22 Cr.54.43 Cr.443.70 Cr.
Effect of Exchange Rate0000
Total Cash from Operating Activities-2714.34 Cr.-454.67 Cr.-2252.64 Cr.-1378.09 Cr.
Depreciation41.46 Cr.39.32 Cr.16.87 Cr.5.39 Cr.
Other Cashflows from Investing Activities-22.54 Cr.-25.90 Cr.30.19 Cr.30.19 Cr.
Dividends Paid0000
Change to Inventory0000
Change to Account Receivables0000
Other Cashflows from Financing Activities0-13.53 Cr.-13.53 Cr.-29.86 Cr.
Change to Net Income505.82 Cr.539.88 Cr.111.67 Cr.83.46 Cr.
Capital Expenditures-20.16 Cr.-4.74 Cr.-14.36 Cr.-14.69 Cr.

Financials

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Research DevelopmentNoneNoneNoneNone
Effect of Accounting ChargesNoneNoneNoneNone
Income Before Tax480.79 Cr.180.40 Cr.461.60 Cr.497.74 Cr.
Minority Interest98.40 Cr.104.83 Cr.108.95 Cr.108.95 Cr.
Net Income0000
Selling General Administrative460.95 Cr.399.27 Cr.274.98 Cr.198.73 Cr.
Gross Profit1148.04 Cr.756.54 Cr.881.83 Cr.791.42 Cr.
Ebit0000
Operating Income480.79 Cr.180.41 Cr.461.54 Cr.497.86 Cr.
Other Operating Expenses159.07 Cr.132.79 Cr.124.94 Cr.87.04 Cr.
Interest ExpenseNoneNoneNoneNone
Extraordinary ItemsNoneNoneNoneNone
Non RecurringNoneNoneNoneNone
Other ItemsNoneNoneNoneNone
Income Tax Expense123.69 Cr.49 Cr.126.11 Cr.175.98 Cr.
Total Revenue1169.41 Cr.770.23 Cr.890.13 Cr.796.21 Cr.
Total Operating Expenses688.62 Cr.589.82 Cr.428.59 Cr.298.35 Cr.
Cost of Revenue21.37 Cr.13.69 Cr.8.30 Cr.4.79 Cr.
Total Other Income Expense Net0-1 Lakh6 Lakhs-12 Lakhs
Discontinued OperationsNoneNoneNoneNone
Net Income from Continuous Ops.357.10 Cr.131.40 Cr.335.49 Cr.321.76 Cr.
Net Income Applicable to Common Shares363.04 Cr.134.02 Cr.333.55 Cr.321.76 Cr.

Balance Sheet

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Intangible Assets149.72 Cr.164.16 Cr.175.47 Cr.8.37 Cr.
Capital Surplus2268.12 Cr.2263.13 Cr.1483.59 Cr.1480 Cr.
Total Liabilities13318.70 Cr.11263.85 Cr.9747.04 Cr.4992.08 Cr.
Stock Holder Equity3977.65 Cr.3691.55 Cr.2734.22 Cr.2365.06 Cr.
Minority Interest98.40 Cr.104.83 Cr.108.95 Cr.0
Other Liabilities225.99 Cr.167.30 Cr.72.55 Cr.99.61 Cr.
Total Assets17394.75 Cr.15060.23 Cr.12590.21 Cr.7357.14 Cr.
Common Stock155.87 Cr.155.58 Cr.143.99 Cr.143.55 Cr.
Retained Earnings1581.82 Cr.1218.31 Cr.1084.15 Cr.691.47 Cr.
Other Liabilities8.63 Cr.7.89 Cr.6.48 Cr.4.47 Cr.
Good Will317.58 Cr.317.58 Cr.317.58 Cr.0
Treasury Stock-28.16 Cr.54.53 Cr.22.49 Cr.50.04 Cr.
Other Assets132.48 Cr.104.09 Cr.57.44 Cr.43.14 Cr.
Cash1580.55 Cr.2360.09 Cr.644.87 Cr.573.73 Cr.
Current Liabilities7433.96 Cr.6462.23 Cr.5705.51 Cr.2728.14 Cr.
Long Term Asset Charges132.48 Cr.104.09 Cr.57.44 Cr.43.14 Cr.
Short Long Term Debt7118.29 Cr.6214.22 Cr.5556.48 Cr.2448.26 Cr.
Other Stockholder Equity-28.16 Cr.54.53 Cr.22.49 Cr.50.04 Cr.
Property Plant Equipment106.56 Cr.91.65 Cr.86.29 Cr.18.74 Cr.
Total Cur. Assets16688.41 Cr.14382.75 Cr.11952.02 Cr.7286.89 Cr.
Long Term Investments001.41 Cr.0
Net Tangible Assets3510.35 Cr.3209.81 Cr.2241.17 Cr.2356.69 Cr.
Short Term Investments0000
Net Receivables14891.46 Cr.11865.80 Cr.11163.58 Cr.6651.68 Cr.
Long Term Debt5802.40 Cr.4727.11 Cr.3983.19 Cr.2259.47 Cr.
Inventory0000
Accounts Payable40.46 Cr.42.65 Cr.41.19 Cr.7.80 Cr.

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