Cholamandalam Investment And Finance Company Limited (CHOLAFIN)
ISIN: INE121A01024 Industry: Credit Services Sector: Financial Services Website
642.7
-8.7(-1.34%)

Cholamandalam Investment and Finance Company Limited, a non-banking finance company, provides various financial services in India. The company operates through Vehicle Finance Loans, Loan Against Property, Home Loans, and Other loans segments. It offers two and three wheeler loans, commercial vehicle loans, tractor loans, car and MUV loans, and construction equipment loans, as well as loans to automobile dealers; loans against properties; home loans; loans for the purchase of resale and new flats, independent houses, and plots; ready to occupy homes; balance transfer facility for existing home loans; home equity loans; business loans for micro, and small and medium enterprises; rural and agri-loans; and refinance against existing vehicles. The company also provides wealth management services that cover mutual funds, fixed deposits and bonds, PMS, insurance, sovereign gold bonds, and initial public offers; investment advisory services; other unsecured loans; and stockbroking services for mutual funds, stocks and derivatives, exchange-traded funds, and bonds, as well as internet broking, demat, and depository participant services. As of March 31, 2021, it operated through a network of 1,137 branches. The company was incorporated in 1978 and is headquartered in Chennai, India.

Pricing Updates

TODAY'S HIGH

658.3

TODAY'S LOW

640

52 WEEK HIGH

768

52 WEEK LOW

469.25

Major Holders

% of Shares Held by
All Insider

52.24%

% of Shares Held by
Institutions

32.17%

% of Float Held by
Institutions

67.35%

Number of Institutions
Holding Shares

151

Company Overview

MARKET CAP

52763.61 Cr.

ETERPRISE VALUE

117904.80 Cr.

NO. OF SHARES

82.09 Cr.

BOOK VALUE

143.28

DIV. YIELD

0.7%

DEBT

69343.05 Cr.

GROSS PROFIT

5843.09 Cr.

CASH

4488.37 Cr.

REVENUE

5843.08 Cr.

REVENUE/SHARE

71.197

OHLC Chart 1y 2y 5y 10y

Price Chart

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Volumes Chart

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Cashflows

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Investments1733.53 Cr.-1540.89 Cr.16.43 Cr.63.08 Cr.
Change To Liabilities0000
Total cashflows from Investing Activities1639.54 Cr.-1572.28 Cr.-54.05 Cr.-10.86 Cr.
Net Borrowings5291.36 Cr.8797.51 Cr.4398.42 Cr.12200.48 Cr.
Total Cash from Financing Activities5150.27 Cr.8515.87 Cr.2451.81 Cr.12190.59 Cr.
Other Liabilities-8807.79 Cr.-11650.98 Cr.-3942.68 Cr.-10604.89 Cr.
Total Assets23.08 Cr.9.36 Cr.1195.84 Cr.1.74 Cr.
Net Income2153.51 Cr.1520.86 Cr.1053.72 Cr.1198.06 Cr.
Change in Cash1218.48 Cr.-1898.36 Cr.322.99 Cr.2861.89 Cr.
Effect of Exchange Rate0000
Total Cash from Operating Activities-5571.33 Cr.-8841.95 Cr.-2074.77 Cr.-9317.34 Cr.
Depreciation100.63 Cr.88 Cr.93.87 Cr.39.01 Cr.
Other Cashflows from Investing Activities0000
Dividends Paid-164.17 Cr.-106.55 Cr.-200.27 Cr.-122.39 Cr.
Change to Inventory0000
Change to Account Receivables0000
Other Cashflows from Financing Activities0-184.45 Cr.-2942.18 Cr.110.76 Cr.
Change to Net Income982.32 Cr.1185.86 Cr.702.94 Cr.32.50 Cr.
Capital Expenditures-95.91 Cr.-32.89 Cr.-71.56 Cr.-76.86 Cr.

Financials

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Research DevelopmentNoneNoneNoneNone
Effect of Accounting ChargesNoneNoneNoneNone
Income Before Tax2902.22 Cr.2047.37 Cr.1587.80 Cr.1831.18 Cr.
Minority InterestNoneNoneNoneNone
Net Income0000
Selling General Administrative957.20 Cr.811.10 Cr.727 Cr.674.51 Cr.
Gross Profit5843.09 Cr.5015.85 Cr.4130.22 Cr.3510.75 Cr.
Ebit0000
Operating Income2816.54 Cr.2044.64 Cr.1588.35 Cr.1811.41 Cr.
Other Operating Expenses1968.72 Cr.2057.81 Cr.1703.62 Cr.967.84 Cr.
Interest ExpenseNoneNoneNoneNone
Extraordinary ItemsNoneNoneNoneNone
Non RecurringNoneNoneNoneNone
Other ItemsNoneNoneNoneNone
Income Tax Expense748.71 Cr.526.51 Cr.534.08 Cr.634.59 Cr.
Total Revenue5843.09 Cr.5019.45 Cr.4134.31 Cr.3513.94 Cr.
Total Operating Expenses3026.55 Cr.2974.81 Cr.2545.96 Cr.1702.53 Cr.
Cost of Revenue03.60 Cr.4.09 Cr.3.19 Cr.
Total Other Income Expense Net85.68 Cr.2.73 Cr.-55 Lakhs19.77 Cr.
Discontinued OperationsNoneNoneNoneNone
Net Income from Continuous Ops.2153.51 Cr.1520.86 Cr.1053.72 Cr.1196.59 Cr.
Net Income Applicable to Common Shares2153.51 Cr.1520.86 Cr.1053.72 Cr.1198.06 Cr.

Balance Sheet

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Intangible Assets30.64 Cr.29.11 Cr.31.27 Cr.36.17 Cr.
Capital Surplus02866.05 Cr.2856.78 Cr.1668.50 Cr.
Total Liabilities70709.68 Cr.65044.36 Cr.55858.52 Cr.51281.41 Cr.
Stock Holder Equity11769 Cr.9599.80 Cr.8199.86 Cr.6208.71 Cr.
Minority Interest0000
Other Liabilities720 Cr.437.58 Cr.259.77 Cr.129.62 Cr.
Total Assets82478.68 Cr.74644.16 Cr.64058.38 Cr.57490.12 Cr.
Common Stock164.28 Cr.164 Cr.163.91 Cr.156.36 Cr.
Retained Earnings06602.87 Cr.5188.21 Cr.4338.61 Cr.
Other Liabilities519.03 Cr.284.73 Cr.176.68 Cr.286.33 Cr.
Good Will0000
Treasury Stock11604.72 Cr.-33.12 Cr.-9.04 Cr.45.24 Cr.
Other Assets746.56 Cr.788.39 Cr.541.36 Cr.474.67 Cr.
Cash4301.84 Cr.1593.23 Cr.3495.14 Cr.3164.35 Cr.
Current Liabilities1017.15 Cr.25505.55 Cr.17988.85 Cr.16270.06 Cr.
Long Term Asset Charges674.91 Cr.768.97 Cr.527.47 Cr.460.12 Cr.
Short Long Term Debt020052.19 Cr.14346.88 Cr.10832.41 Cr.
Other Stockholder Equity11604.72 Cr.-33.12 Cr.-9.04 Cr.45.24 Cr.
Property Plant Equipment265.18 Cr.208.26 Cr.262.36 Cr.144.97 Cr.
Total Cur. Assets79381.25 Cr.72034.91 Cr.63190.69 Cr.56792.81 Cr.
Long Term Investments2055.05 Cr.1583.49 Cr.32.70 Cr.41.50 Cr.
Net Tangible Assets11738.36 Cr.9570.69 Cr.8168.59 Cr.6172.54 Cr.
Short Term Investments0000
Net Receivables74557.66 Cr.66521.61 Cr.55987.92 Cr.52932.76 Cr.
Long Term Debt69173.50 Cr.39206.05 Cr.37620.32 Cr.34725.02 Cr.
Inventory0000
Accounts Payable127.59 Cr.279.30 Cr.220.47 Cr.231.45 Cr.

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