Cholamandalam Investment And Finance Company Limited (CHOLAFIN)
ISIN: INE121A01024 Industry: Credit Services Sector: Financial Services Website
744.1
1.25(0.17%)

Cholamandalam Investment and Finance Company Limited, a non-banking finance company, provides various financial services in India. The company operates through Vehicle Finance, Loan Against Property, Home Loans, and Other loans segments. It offers two and three wheeler loans, new and used commercial vehicle loans, tractor loans, car and multi utility vehicles loans, and construction equipment loans, as well as loans to automobile dealers; loans against properties; home loans; loans for the self-construction, purchase of resale and new flats, independent houses, and ready to occupy homes; balance transfer facility for existing home loans; mixed use for residential and commercial; shop loans; business loans for micro, small and medium enterprises; professional loans; personal loans; rural and agri-loans; and refinance against existing vehicles. The company also provides supply chain financing, term loans for capex, loan against shares, and funding on hypothecation of machinery for specific industries; wealth management services comprising mutual funds, fixed deposits and bonds, debentures, PMS, insurance, sovereign gold bonds, and initial public offers; other unsecured loans; and stock broking services for mutual funds, stocks and derivatives, exchange-traded funds, and bonds, as well as internet broking, demat, and depository participant services. In addition, it provides online payment gateway services for e-commerce businesses; e-commerce solutions; and Payswiff, an omni channel payment transaction solution. As of March 31, 2022, it operated through a network of 1,145 branches. The company was incorporated in 1978 and is headquartered in Chennai, India.

Pricing Updates

TODAY'S HIGH

755

TODAY'S LOW

739.5

52 WEEK HIGH

817.75

52 WEEK LOW

469.25

Major Holders

% of Shares Held by
All Insider

51.73%

% of Shares Held by
Institutions

29.88%

% of Float Held by
Institutions

61.91%

Number of Institutions
Holding Shares

171

Company Overview

MARKET CAP

61141.65 Cr.

ETERPRISE VALUE

136075.72 Cr.

NO. OF SHARES

82.16 Cr.

BOOK VALUE

156.948

DIV. YIELD

0.7%

DEBT

79489.55 Cr.

GROSS PROFIT

4976.81 Cr.

CASH

3892.89 Cr.

REVENUE

5501.46 Cr.

REVENUE/SHARE

66.982

OHLC Chart 1y 2y 5y 10y

Price Chart

1d 1w 1m 3m 6m 1Yr 2Yr 5Yr

Volumes Chart

1d 1w 1m 3m 6m 1Yr 2Yr 5Yr

Cashflows

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Investments1733.53 Cr.-1540.89 Cr.16.43 Cr.63.08 Cr.
Change To Liabilities0000
Total cashflows from Investing Activities1639.54 Cr.-1572.28 Cr.-54.05 Cr.-10.86 Cr.
Net Borrowings5291.36 Cr.8797.51 Cr.4398.42 Cr.12200.48 Cr.
Total Cash from Financing Activities5150.27 Cr.8515.87 Cr.2451.81 Cr.12190.59 Cr.
Other Liabilities-8807.79 Cr.-11650.98 Cr.-3942.68 Cr.-10604.89 Cr.
Total Assets23.08 Cr.9.36 Cr.1195.84 Cr.1.74 Cr.
Net Income2153.51 Cr.1520.86 Cr.1053.72 Cr.1198.06 Cr.
Change in Cash1218.48 Cr.-1898.36 Cr.322.99 Cr.2861.89 Cr.
Effect of Exchange Rate0000
Total Cash from Operating Activities-5571.33 Cr.-8841.95 Cr.-2074.77 Cr.-9317.34 Cr.
Depreciation100.63 Cr.88 Cr.93.87 Cr.39.01 Cr.
Other Cashflows from Investing Activities0000
Dividends Paid-164.17 Cr.-106.55 Cr.-200.27 Cr.-122.39 Cr.
Change to Inventory0000
Change to Account Receivables0000
Other Cashflows from Financing Activities0-184.45 Cr.-2942.18 Cr.110.76 Cr.
Change to Net Income982.32 Cr.1185.86 Cr.702.94 Cr.32.50 Cr.
Capital Expenditures-95.91 Cr.-32.89 Cr.-71.56 Cr.-76.86 Cr.

Financials

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Research DevelopmentNoneNoneNoneNone
Effect of Accounting ChargesNoneNoneNoneNone
Income Before Tax2902.22 Cr.2047.37 Cr.1587.80 Cr.1831.18 Cr.
Minority InterestNoneNoneNoneNone
Net Income0000
Selling General Administrative957.20 Cr.811.10 Cr.727 Cr.674.51 Cr.
Gross Profit5843.09 Cr.5015.85 Cr.4130.22 Cr.3510.75 Cr.
Ebit0000
Operating Income2816.54 Cr.2044.64 Cr.1588.35 Cr.1811.41 Cr.
Other Operating Expenses1968.72 Cr.2057.81 Cr.1703.62 Cr.967.84 Cr.
Interest ExpenseNoneNoneNoneNone
Extraordinary ItemsNoneNoneNoneNone
Non RecurringNoneNoneNoneNone
Other ItemsNoneNoneNoneNone
Income Tax Expense748.71 Cr.526.51 Cr.534.08 Cr.634.59 Cr.
Total Revenue5843.09 Cr.5019.45 Cr.4134.31 Cr.3513.94 Cr.
Total Operating Expenses3026.55 Cr.2974.81 Cr.2545.96 Cr.1702.53 Cr.
Cost of Revenue03.60 Cr.4.09 Cr.3.19 Cr.
Total Other Income Expense Net85.68 Cr.2.73 Cr.-55 Lakhs19.77 Cr.
Discontinued OperationsNoneNoneNoneNone
Net Income from Continuous Ops.2153.51 Cr.1520.86 Cr.1053.72 Cr.1196.59 Cr.
Net Income Applicable to Common Shares2153.51 Cr.1520.86 Cr.1053.72 Cr.1198.06 Cr.

Balance Sheet

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Intangible Assets30.64 Cr.29.11 Cr.31.27 Cr.36.17 Cr.
Capital Surplus02866.05 Cr.2856.78 Cr.1668.50 Cr.
Total Liabilities70709.68 Cr.65044.36 Cr.55858.52 Cr.51281.41 Cr.
Stock Holder Equity11769 Cr.9599.80 Cr.8199.86 Cr.6208.71 Cr.
Minority Interest0000
Other Liabilities720 Cr.437.58 Cr.259.77 Cr.129.62 Cr.
Total Assets82478.68 Cr.74644.16 Cr.64058.38 Cr.57490.12 Cr.
Common Stock164.28 Cr.164 Cr.163.91 Cr.156.36 Cr.
Retained Earnings06602.87 Cr.5188.21 Cr.4338.61 Cr.
Other Liabilities519.03 Cr.284.73 Cr.176.68 Cr.286.33 Cr.
Good Will0000
Treasury Stock11604.72 Cr.-33.12 Cr.-9.04 Cr.45.24 Cr.
Other Assets746.56 Cr.788.39 Cr.541.36 Cr.474.67 Cr.
Cash4301.84 Cr.1593.23 Cr.3495.14 Cr.3164.35 Cr.
Current Liabilities1017.15 Cr.25505.55 Cr.17988.85 Cr.16270.06 Cr.
Long Term Asset Charges674.91 Cr.768.97 Cr.527.47 Cr.460.12 Cr.
Short Long Term Debt020052.19 Cr.14346.88 Cr.10832.41 Cr.
Other Stockholder Equity11604.72 Cr.-33.12 Cr.-9.04 Cr.45.24 Cr.
Property Plant Equipment265.18 Cr.208.26 Cr.262.36 Cr.144.97 Cr.
Total Cur. Assets79381.25 Cr.72034.91 Cr.63190.69 Cr.56792.81 Cr.
Long Term Investments2055.05 Cr.1583.49 Cr.32.70 Cr.41.50 Cr.
Net Tangible Assets11738.36 Cr.9570.69 Cr.8168.59 Cr.6172.54 Cr.
Short Term Investments0000
Net Receivables74557.66 Cr.66521.61 Cr.55987.92 Cr.52932.76 Cr.
Long Term Debt69173.50 Cr.39206.05 Cr.37620.32 Cr.34725.02 Cr.
Inventory0000
Accounts Payable127.59 Cr.279.30 Cr.220.47 Cr.231.45 Cr.

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