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AU Small Finance Bank Limited provides various banking and financial services in India. It operates through Treasury, Retail Banking, Wholesale Banking, and Other Banking Operations segments. The company offers savings and current accounts, escrow accounts, fixed and recurring deposits, and COVID shield deposit; debit and credit cards; locker services; and investment products. It also provides car, commercial vehicle, tractor, two-wheeler, home, construction and equipment, business term, personal, gold, secured business, and real estate project loans; agri business credit and infrastructure loans, as well as lending to non-banking financial companies; and lease rental discounting loans, as well as cash credit and overdraft facilities. In addition, the company offers bank guarantee, letters of credit, discounting of letter of credit, clean bill discounting, import and export bill collections, and inward and outward remittance services; digital banking services, such as Internet and mobile banking, collection and receivables, and payment and other merchant payment services; and government banking services to central government, states governments, central and state public sector undertakings, boards, defense, urban local bodies, and other government departments. Further, the company provides point of sale machines; mutual funds; and home, travel, personal accident, two-wheller, motor, fire, life, and health insurance products. As of March 31, 2021, it operated 552 bank branches, 177 correspondents banking outlets, 15 business correspondents, and 343 ATMs. The company was formerly known as AU Financiers (India) Limited and changed its name to AU Small Finance Bank Limited in May 2017. AU Small Finance Bank Limited was incorporated in 1996 and is headquartered in Jaipur, India.
TODAY'S HIGH
593
TODAY'S LOW
584
52 WEEK HIGH
732.975
52 WEEK LOW
462.5
% of Shares Held by
All Insider
37.15%
% of Shares Held by
Institutions
37.03%
% of Float Held by
Institutions
58.92%
Number of Institutions
Holding Shares
83
MARKET CAP
36851.68 Cr.
ETERPRISE VALUE
35027.76 Cr.
NO. OF SHARES
63.01 Cr.
BOOK VALUE
119.634
DIV. YIELD
0.375%
DEBT
5990.77 Cr.
GROSS PROFIT
3866.84 Cr.
CASH
5928.51 Cr.
REVENUE
3866.84 Cr.
REVENUE/SHARE
61.69
Particulars | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
---|---|---|---|---|
Investments | -4472.35 Cr. | -850.07 Cr. | -1176.75 Cr. | -2180.45 Cr. |
Change To Liabilities | 0 | 0 | 0 | 0 |
Total cashflows from Investing Activities | -4753.36 Cr. | -989.74 Cr. | -1267.45 Cr. | -2304.59 Cr. |
Net Borrowings | -1038.91 Cr. | -3305.62 Cr. | 1721.96 Cr. | 974.49 Cr. |
Total Cash from Financing Activities | 15656.86 Cr. | 7160.68 Cr. | 8978.85 Cr. | 12934.90 Cr. |
Other Liabilities | -11431.08 Cr. | -6680.66 Cr. | -7114.32 Cr. | -11262.42 Cr. |
Total Assets | 90.48 Cr. | 657.97 Cr. | 545.71 Cr. | 307.09 Cr. |
Net Income | 1129.83 Cr. | 1170.68 Cr. | 674.78 Cr. | 381.80 Cr. |
Change in Cash | 1147.17 Cr. | 1411.65 Cr. | 1629.48 Cr. | -21.02 Cr. |
Effect of Exchange Rate | 0 | 0 | 0 | 0 |
Total Cash from Operating Activities | -9756.32 Cr. | -4759.28 Cr. | -6081.91 Cr. | -10651.33 Cr. |
Depreciation | 140.16 Cr. | 104.36 Cr. | 88.61 Cr. | 61.75 Cr. |
Other Cashflows from Investing Activities | 0 | 0 | 0 | 0 |
Dividends Paid | 0 | 0 | -26.43 Cr. | -17.48 Cr. |
Change to Inventory | 0 | 0 | 0 | 0 |
Change to Account Receivables | 0 | 0 | 0 | 0 |
Other Cashflows from Financing Activities | 16605.30 Cr. | 9808.33 Cr. | 6737.61 Cr. | 11670.80 Cr. |
Change to Net Income | 404.76 Cr. | 646.32 Cr. | 269 Cr. | 167.52 Cr. |
Capital Expenditures | -282.48 Cr. | -141.22 Cr. | -92.19 Cr. | -125.71 Cr. |
Particulars | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
---|---|---|---|---|
Research Development | None | None | None | None |
Effect of Accounting Charges | None | None | None | None |
Income Before Tax | 1454.07 Cr. | 1458.50 Cr. | 913.97 Cr. | 580.12 Cr. |
Minority Interest | None | None | None | None |
Net Income | 0 | 0 | 0 | 0 |
Selling General Administrative | 1378.92 Cr. | 1454.38 Cr. | 1259.44 Cr. | 959.90 Cr. |
Gross Profit | 3866.84 Cr. | 3116.92 Cr. | 2331.83 Cr. | 1662.73 Cr. |
Ebit | 0 | 0 | 0 | 0 |
Operating Income | 1454.07 Cr. | 1458.50 Cr. | 913.97 Cr. | 580.12 Cr. |
Other Operating Expenses | 1033.85 Cr. | 127.25 Cr. | 134.68 Cr. | 84.09 Cr. |
Interest Expense | None | None | None | None |
Extraordinary Items | None | None | None | None |
Non Recurring | None | None | None | None |
Other Items | None | None | None | None |
Income Tax Expense | 324.23 Cr. | 287.82 Cr. | 239.19 Cr. | 198.32 Cr. |
Total Revenue | 3866.84 Cr. | 3116.92 Cr. | 2331.83 Cr. | 1662.73 Cr. |
Total Operating Expenses | 2412.77 Cr. | 1658.42 Cr. | 1417.85 Cr. | 1082.60 Cr. |
Cost of Revenue | 0 | 0 | 0 | 0 |
Total Other Income Expense Net | 0 | 0 | 0 | 0 |
Discontinued Operations | None | None | None | None |
Net Income from Continuous Ops. | 1129.83 Cr. | 1170.68 Cr. | 674.78 Cr. | 381.80 Cr. |
Net Income Applicable to Common Shares | 1129.83 Cr. | 1170.68 Cr. | 674.78 Cr. | 381.80 Cr. |
Particulars | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 |
---|---|---|---|---|
Intangible Assets | 0 | 0 | 0 | 0 |
Capital Surplus | 0 | 1925.29 Cr. | 1256.65 Cr. | 537.03 Cr. |
Total Liabilities | 61563.78 Cr. | 45316.09 Cr. | 37766.25 Cr. | 29459.90 Cr. |
Stock Holder Equity | 7514.01 Cr. | 6275.21 Cr. | 4376.81 Cr. | 3162.89 Cr. |
Minority Interest | 0 | 0 | 0 | 0 |
Other Liabilities | 0 | 117.19 Cr. | 43.59 Cr. | 50.43 Cr. |
Total Assets | 69077.80 Cr. | 51591.30 Cr. | 42143.07 Cr. | 32622.79 Cr. |
Common Stock | 314.90 Cr. | 312.21 Cr. | 304.12 Cr. | 292.35 Cr. |
Retained Earnings | 0 | 3896.02 Cr. | 2754.21 Cr. | 2112.79 Cr. |
Other Liabilities | 2988.38 Cr. | 1856 Cr. | 906.13 Cr. | 980.77 Cr. |
Good Will | 0 | 0 | 0 | 0 |
Treasury Stock | 7199.11 Cr. | 141.67 Cr. | 61.81 Cr. | 220.70 Cr. |
Other Assets | 47220.20 Cr. | 34950.33 Cr. | 27178.11 Cr. | 22968.80 Cr. |
Cash | 5928.51 Cr. | 3630.26 Cr. | 2645.72 Cr. | 1045.04 Cr. |
Current Liabilities | 52584.62 Cr. | 40857.04 Cr. | 31554.56 Cr. | 23274.98 Cr. |
Long Term Asset Charges | 0 | 100.57 Cr. | 40.67 Cr. | 10.94 Cr. |
Short Long Term Debt | 0 | 4426.65 Cr. | 5029.76 Cr. | 3409.21 Cr. |
Other Stockholder Equity | 7199.11 Cr. | 141.67 Cr. | 61.81 Cr. | 220.70 Cr. |
Property Plant Equipment | 622.57 Cr. | 482.36 Cr. | 447.99 Cr. | 447.03 Cr. |
Total Cur. Assets | 5928.51 Cr. | 5343.18 Cr. | 3848.74 Cr. | 2045.28 Cr. |
Long Term Investments | 15306.50 Cr. | 10815.41 Cr. | 10668.21 Cr. | 7161.67 Cr. |
Net Tangible Assets | 7514.01 Cr. | 6275.21 Cr. | 4376.81 Cr. | 3162.89 Cr. |
Short Term Investments | 0 | 0 | 0 | 0 |
Net Receivables | 0 | 0 | 0 | 0 |
Long Term Debt | 5990.77 Cr. | 2603.04 Cr. | 5305.56 Cr. | 5204.14 Cr. |
Inventory | 0 | 0 | 0 | 0 |
Accounts Payable | 52584.62 Cr. | 35979.31 Cr. | 26163.92 Cr. | 19422.43 Cr. |