Aavas Financiers Limited (AAVAS)
ISIN: INE216P01012 Industry: Mortgage Finance Sector: Financial Services Website
1936.6
13.1(0.68%)

Aavas Financiers Limited provides housing loans to customers belonging to low- and middle-income self-employed customers in semi-urban and rural areas in India. It offers home loans for flats, houses, and bungalows, as well as resale properties; land purchase and construction loans, including finance for self-construction of residential house; and home improvement loans, which include loans for tiling or flooring, plaster, painting, etc. The company also provides home equity loans; and micro, small, and medium enterprise loans for business expansion, purchase of equipment, working capital, etc., as well as home loan balance transfer and emergency credit line guarantee scheme products. As of March 31, 2022, it operated through 314 branches covering in 13 states, including Rajasthan, Maharashtra, Gujarat, Madhya Pradesh, Haryana, Uttar Pradesh, Chhattisgarh, Delhi, Punjab, Uttarakhand, Himachal Pradesh, Karnataka, and Odisha. The company was formerly known as AU Housing Finance Limited and changed its name to Aavas Financiers Limited in February 2017. Aavas Financiers Limited was incorporated in 2011 and is based in Jaipur, India.

Pricing Updates

TODAY'S HIGH

1954.15

TODAY'S LOW

1915.05

52 WEEK HIGH

3340

52 WEEK LOW

1815

Major Holders

% of Shares Held by
All Insider

28.87%

% of Shares Held by
Institutions

49.21%

% of Float Held by
Institutions

69.17%

Number of Institutions
Holding Shares

63

Company Overview

MARKET CAP

15306.77 Cr.

ETERPRISE VALUE

22441.30 Cr.

NO. OF SHARES

7.90 Cr.

BOOK VALUE

383.704

DIV. YIELD

None%

DEBT

8612.21 Cr.

GROSS PROFIT

796.33 Cr.

CASH

1354.43 Cr.

REVENUE

928.49 Cr.

REVENUE/SHARE

117.609

OHLC Chart 1y 2y 5y 10y

Price Chart

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Volumes Chart

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Cashflows

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Investments-447.36 Cr.-256.93 Cr.-322.34 Cr.-312.81 Cr.
Change To Liabilities0000
Total cashflows from Investing Activities-462.60 Cr.-264.91 Cr.-341.75 Cr.-326.98 Cr.
Net Borrowings1615.61 Cr.1003.65 Cr.1708.16 Cr.942.23 Cr.
Total Cash from Financing Activities1623.42 Cr.1007.59 Cr.1704.56 Cr.1404.43 Cr.
Other Liabilities-1536.74 Cr.-1419.51 Cr.-1433.07 Cr.-1447.24 Cr.
Total Assets10.47 Cr.4.67 Cr.5.47 Cr.475.13 Cr.
Net Income355.18 Cr.288.91 Cr.249.04 Cr.176.03 Cr.
Change in Cash25.71 Cr.-328.49 Cr.190.56 Cr.-198.45 Cr.
Effect of Exchange Rate0000
Total Cash from Operating Activities-1135.10 Cr.-1071.16 Cr.-1172.24 Cr.-1275.90 Cr.
Depreciation23.76 Cr.18.59 Cr.17.89 Cr.8.48 Cr.
Other Cashflows from Investing Activities0000
Dividends Paid0000
Change to Inventory0000
Change to Account Receivables0000
Other Cashflows from Financing Activities-2.65 Cr.-73.96 Lakhs-9.08 Cr.-12.92 Cr.
Change to Net Income22.69 Cr.38.81 Cr.-7.76 Cr.-14.41 Cr.
Capital Expenditures-15.59 Cr.-8.29 Cr.-19.55 Cr.-14.27 Cr.

Financials

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Research DevelopmentNoneNoneNoneNone
Effect of Accounting ChargesNoneNoneNoneNone
Income Before Tax452.68 Cr.352.55 Cr.301.93 Cr.257.84 Cr.
Minority InterestNoneNoneNoneNone
Net Income0000
Selling General Administrative234.28 Cr.175.03 Cr.156.05 Cr.120.19 Cr.
Gross Profit799.82 Cr.638.87 Cr.540.88 Cr.448.45 Cr.
Ebit0000
Operating Income452.68 Cr.352.46 Cr.301.93 Cr.257.83 Cr.
Other Operating Expenses89.08 Cr.90.76 Cr.63.32 Cr.60.70 Cr.
Interest ExpenseNoneNoneNoneNone
Extraordinary ItemsNoneNoneNoneNone
Non RecurringNoneNoneNoneNone
Other ItemsNoneNoneNoneNone
Income Tax Expense97.50 Cr.63.63 Cr.52.89 Cr.81.81 Cr.
Total Revenue805.53 Cr.647.18 Cr.547.27 Cr.455.78 Cr.
Total Operating Expenses352.84 Cr.294.72 Cr.245.33 Cr.197.95 Cr.
Cost of Revenue5.71 Cr.8.31 Cr.6.39 Cr.7.33 Cr.
Total Other Income Expense Net09.10 Lakhs01.64 Lakhs
Discontinued OperationsNoneNoneNoneNone
Net Income from Continuous Ops.355.18 Cr.288.91 Cr.249.04 Cr.176.03 Cr.
Net Income Applicable to Common Shares355.18 Cr.288.91 Cr.249.04 Cr.176.03 Cr.

Balance Sheet

ParticularsMar 2022Mar 2021Mar 2020Mar 2019
Intangible Assets5.78 Cr.3.86 Cr.4.54 Cr.3.68 Cr.
Capital Surplus01334.03 Cr.1327.43 Cr.1320.04 Cr.
Total Liabilities8211.05 Cr.6558.44 Cr.5560.10 Cr.3789.88 Cr.
Stock Holder Equity2806.43 Cr.2400.81 Cr.2097.91 Cr.1837.02 Cr.
Minority Interest0000
Other Liabilities025.69 Cr.32.19 Cr.24.52 Cr.
Total Assets11017.48 Cr.8959.25 Cr.7658.02 Cr.5626.90 Cr.
Common Stock78.93 Cr.78.50 Cr.78.32 Cr.78.10 Cr.
Retained Earnings0970.18 Cr.680.43 Cr.431.44 Cr.
Other Liabilities195.36 Cr.123.64 Cr.85.53 Cr.83.22 Cr.
Good Will0000
Treasury Stock2727.49 Cr.18.08 Cr.11.71 Cr.7.42 Cr.
Other Assets268.46 Cr.246.08 Cr.12.08 Cr.0
Cash1545.73 Cr.22.09 Cr.350.59 Cr.160.02 Cr.
Current Liabilities3.70 Cr.1069.98 Cr.205.26 Cr.573.80 Cr.
Long Term Asset Charges0000
Short Long Term Debt01004.04 Cr.48.15 Cr.463.06 Cr.
Other Stockholder Equity2727.49 Cr.18.08 Cr.11.71 Cr.7.42 Cr.
Property Plant Equipment62.47 Cr.54.80 Cr.56.06 Cr.19.22 Cr.
Total Cur. Assets10628.23 Cr.8654.50 Cr.7597.41 Cr.5603.98 Cr.
Long Term Investments52.51 Cr.000
Net Tangible Assets2800.64 Cr.2396.94 Cr.2093.36 Cr.1833.33 Cr.
Short Term Investments0000
Net Receivables9059.11 Cr.7732.91 Cr.6374.72 Cr.4901.42 Cr.
Long Term Debt7972.49 Cr.5341.38 Cr.5248.17 Cr.3132.84 Cr.
Inventory0000
Accounts Payable3.70 Cr.2.85 Cr.17.38 Cr.9.50 Cr.

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