Mutual funds usually have an advertisement in the local newspapers announcing the launch date. For information and forms, investors can contact distributors and agents of mutual funds located all across the country. Agents and distributors that offer such services can deposit forms with mutual funds. Today, mutual fund units can be distributed by banks and post offices. Investors should note that mutual fund schemes being promoted by banks and post offices are not to be considered their own and they cannot guarantee returns. Banks and post offices have no role other than to distribute mutual fund schemes to investors.
Agents/distributors should not take investors for commissions/gifts in order to invest in a scheme. They should, however, consider the track record and make objective decisions.