How can an investor know about the investment of mutual fund scheme collected by the investors ?

Mutual funds must publish the full portfolios of all their schemes every half-yearly in newspapers. Some mutual funds send their portfolios to unitholders.

This portfolio displays the investment in each security, like government securities , equity, money market instruments, etc. Their quantity, market value, and % to NAV. Portfolio statements must also disclose any illiquid securities within the portfolio and investment in non-performing assets (NPAs) rated or unrated.

A few mutual funds send out newsletters on a quarterly basis to unitholders. These newsletters also include portfolios from the schemes.